Consultation
Business Owner Cash & Pension Advice
Align limited company extracts, director pensions, and household spending when trading profits need careful sequencing.
Who it suits
Limited company directors and partners who hold surplus cash in the business while the household still needs clarity on salary, dividends, and pension contributions.
What we examine
Company buffers, VAT and corporation tax dates, existing director pensions, and household essentials. Recommendations aim to be livable through a quiet trading season — not only efficient on a spreadsheet.
Boundaries
We are not your accountant. Year-end accounts and tax filings stay with your bookkeeper or accountant; we coordinate assumptions with them when you introduce us. We do not arrange business lending.
Next step
Book a discovery call and mention your year-end month. We will tell you whether a fixed-fee engagement can finish before your contribution deadline.
